Short-term Cash Management Strategies

Short-Term Cash Management Optimization and Money Market Fund Service

SCM provides advisory services for short-term operating cash needs. This service focuses on principal preservation, continuous liquidity and maximization of duration yield returns. SCM assumes a fiduciary responsibility for each client’s assets without simply chasing yields. SCM believes analyzing this area of investment results in immediate value and reassurance under any market conditions. SCM is not a broker and has no affiliations with mutual funds or research firms. SCM’s goal is to provide pertinent, unbiased independent advice so our client can maximize return while managing risk.

The full scope of this service incorporates ongoing qualitative and quantitative analysis of nearly 75 AAA-rated, SEC regulated 2a-7 money market mutual funds and separately managed accounts. After in-depth analysis of historical and future cash management needs and a thorough review of investment policy and risk parameters, an optimal investment structure(s) is created. When appropriate SCM will run competitive RFPs for mutual fund services and separately managed account opportunities. The duration of this process is one to two weeks.

The benefits SCM provides include the following:

• Principal preservation assurance
• Daily liquidity
• Highest yielding return(s) above relative benchmarks
• Lowest cost structure(s)
• Portfolio management and counterparty diversification
• Access to industry-leading mutual funds
• Ongoing performance and market updates